People Driven Credit Union

People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families. In 2003 our charter expanded to include any government or public school district employee in Wayne, Oakland, and Macomb counties, plus members of their families. In 2005, we changed our name to Peoples Trust Credit Union, and our membership eligibility was expanded to include people who live, work, or worship in most of Wayne, Oakland and Macomb counties. In 2014, we merged with Community-Driven Credit Union, which had a service history to Ford Motor Company Employees. We changed our name to People Driven Credit Union as part of this merger. At that time, we expanded our membership to include people who live, work, or worship in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne counties. Membership is now open to people who live, work, worship, or attend school anywhere in Michigan, as well as relatives of current members.

We now serve over 25,000 members, all valued owners of the credit union. As a non-profit, cooperatively based organization, we can offer an appealing array of low-cost financial services. Our members share earnings utilizing attractive savings and loan rates and low service fees.

The credit union operates branches in Livonia, Southfield, Warren, Romeo, and Ypsilanti, along with fee-free ATMs nationwide and the MyPDCU mobile app. Its products include checking, savings, money market, youth and certificate accounts, as well as auto, RV, personal, home equity and mortgage loans, credit cards, and small-dollar PD Quick Cash loans. The company does not offer construction loans. The company also offers business accounts and services, financial planning through Osaic FA, free debt counseling, insurance options, and a Save to Win prize-linked savings account. Member deposits are federally insured by the NCUA up to $250,000.