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Next Insurance

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Overview

ERGO NEXT Insurance is 100% dedicated to small businesses and the self-employed. We provide online small business insurance for over 1,300 professions, from construction to consultants and restaurants. Join more than 750,000 small businesses that trust ERGO NEXT.

The company was founded in 2016 as NEXT Insurance to offer tailored coverage for small businesses, and it is part of ERGO Group, a subsidiary of Munich Re. Its U.S. headquarters is in Palo Alto, California, and its global headquarters is in Düsseldorf, Germany.

Coverage lines include general liability, workers' compensation, business owner's policies and professional liability (E&O), and bundling policies brings discounts. Customers can get a quote and buy online in under 10 minutes, receive instant proof of insurance and manage policies around the clock, with licensed U.S.-based advisors available to help. The company also works with agents through a fully online quote and bind process, and with partners that embed business insurance into their own platforms.

Funding rounds

Disclosed funding: $1.06B across 7 rounds. Latest: Later Stage VC (Series G), 31 Oct 2023.

1 round has an undisclosed amount, not included in the total.

DateTypeAmount
31 Oct 2023Later Stage VC (Series G)$265M
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Office locations

Latest videos from Next Insurance on YouTube

  • No Time to Fall Apart When You Own a Business | Business Insurance by ERGO NEXT
  • What Entrepreneurs Do For Fun 😂 | Business Insurance by ERGO NEXT
  • From An Ice Cream Truck to a San Antonio Storefront 🍧 | Business Insurance by ERGO NEXT
  • How An Engineer And A Fashion Designer Built The Local Fry 🍟 | Business Insurance by ERGO NEXT
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Recent posts from the Next Insurance blog

Next Insurance FAQ

As of 2026-10-19, Next Insurance has 582 employees, based on the Enrich Layer count of person profiles that list Next Insurance as their current employer. Its listed company size band is 501 to 1,000.
As of 2026-10-19, Next Insurance is headquartered in Palo Alto, California, US.
As of 2026-10-19, Next Insurance is classified in the Insurance industry.
ERGO NEXT Insurance is 100% dedicated to small businesses and the self-employed. We provide online small business insurance for over 1,300 professions, from construction to consultants and restaurants. Join more than 750,000 small businesses that trust ERGO NEXT.
As of 2026-10-19, Next Insurance's official website is https://www.nextinsurance.com/careers.
As of 2026-10-19, Next Insurance is a privately held company.