Malvern National Bank

Malvern National Bank, known as MNB, is a full-service community bank providing personal and business financial services in central Arkansas. The bank was chartered and opened for business on July 28, 1934, during the Great Depression, and has operated continuously since then. Over more than 80 years, only 6 individuals have held the office of President, pointing to long tenures in the bank's top role. Its deposits are FDIC-insured, meaning they are backed by the full faith and credit of the U.S. Government up to federal coverage limits.

For consumers, MNB offers checking accounts, including free checking, along with loans and mortgage products covering real estate, home equity and construction lending, handled by a dedicated Mortgage Loan Department. Business clients can access business loans, business credit cards, remote deposit and treasury management tools, services that typically help small and mid-sized firms manage cash flow and receivables without frequent branch visits. Digital services include online and mobile banking, mobile deposit and an app for Apple and Android devices, and the bank also issues Secure Lock debit cards.

The bank operates 13 locations across 6 county markets, serving Little Rock, Benton, Bryant, Conway, East End, Hot Springs, Malvern and Sheridan. Its stated mission is to serve the banking needs of central Arkansas, pairing the tradition of its long history with current technology and personal service delivered by its associates. This combination reflects a common positioning for community banks, which compete with larger regional and national institutions by emphasizing local relationships and decision-making while matching their digital conveniences.