American Express

(NYSE: AXP · $311.53 ▲ 1.1%) American Express is a globally integrated payments company that provides individuals and businesses with access to products, insights and experiences. The company frames its work around a promise of backing for customers and employees alike, whether by supporting customers' financial confidence, advancing commerce or encouraging people to explore the world. Payments companies generally depend on both the people who pay and the merchants who accept payment, since cardholders want wide acceptance and merchants want access to cardholders.

In Thailand, the company markets a range of card products that includes the Platinum Card, a Platinum Credit Card that earns ROP miles on spending, and a Gold Card positioned around everyday value. It also provides a card comparison tool, guidance on preventing online fraud and information on customer assistance measures, while promoting its Membership Rewards points program and special offers for cardmembers. Combining tiered cards with both a points program and a miles-earning option is a common way for card issuers to appeal to frequent travelers as well as to customers seeking value from everyday spending.

American Express dates back more than 170 years, during which its business has changed considerably. Over the same period, payments in general moved from cash and paper toward cards and digital transactions. Along the way, the company helped evacuate travelers during the World Wars, safeguarded customers' funds during the Great Depression in the U.S., created the Shop Small® movement to help small businesses recover from the Financial Crisis, and provided aid to communities affected by natural disasters. It credits its success over generations to the determination and resilience of its employees.