Capital One

(NYSE: COF · $201.14 ▲ 0.9%) Capital One is a financial services company offering credit cards, checking and savings accounts, and auto loans, with products for individuals and businesses. Banking is central to Capital One, though the company presents itself as more than a bank and says it aims to give customers tools to improve their financial lives. It states that it was founded on the belief that everyone deserves financial freedom, and that it is dedicated to a world where all have an equal opportunity to prosper.

Capital One's card range covers rewards, low intro APR and credit-building options, including travel rewards cards that earn unlimited miles. Prospective applicants can check card offers in as little as 90 seconds without affecting their credit score. The company's checking, savings and CD accounts have no fees or minimums, and its Auto Navigator service lets shoppers browse cars and pre-qualify for financing. Business customers can get cards that earn unlimited travel or cash rewards with no category limits, plus banking products to manage their finances. Offering cards, deposit accounts and auto loans together is common in retail banking, as each product can deepen a customer relationship.

The company also runs Capital One Shopping, which applies coupons automatically; Capital One Travel, for booking flights, hotels and cars; and Capital One Cafés, which combine banking with café spaces. Its digital tools include a mobile app and free CreditWise credit monitoring, and its Money & Life Program offers mentoring and workshops to customers and non-customers alike. The company says it uses innovation and collaboration to make things better for customers and associates, and it describes a supportive workplace culture. Capital One is an equal opportunity employer, including for people with disabilities and veterans, and commits to non-discrimination under applicable laws.