Blue Cross Blue Shield Association
For the Health of America
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Overview
The Blue Cross and Blue Shield Association is a national federation of independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans. BCBSA provides health care insights through The Health of America Report series and the national BCBS Health Index.
Office locations
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Latest videos from Blue Cross Blue Shield Association on YouTube
Gideon's Story: Finding Support Through Loss
From Coast to Coast: Supporting Youth Mental Health Together
The costs of the No Surprises Act IDR process
Ava’s story shows what it means to have support when it matters most
Recent posts from the Blue Cross Blue Shield Association blog
- Is AI making healthcare more expensive?
As AI-enabled coding tools become more common, our research found a growing disconnect between coding and treatment: patients are increasingly being coded as more medically complex, but there is no corresponding evidence that care is changing at the same rate. Luke Chalker, Senior Vice President of Product and Data Science at BCBSA, explains why these findings matter and how coding intensity may be contributing to rising healthcare costs.
- A broken process is generating tens of billions of dollars in excess health care costs and we’re all paying the price.
It’s called the Independent Dispute Resolution (IDR) process and it was intended to resolve disagreements between health plans and out-of-network providers. How bad is it? • Nearly 40% of disputes filed in 2024 were ineligible for the process - yet roughly half of those still resulted in mandatory payments • Providers often receive payment awards that are 350%-400% higher than typical contracted rates. • Inflated awards and administrative costs generated $22.4 billion in excess costs in just four years All that wasteful spending flows through the system and drives up everyone’s premiums.