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OceanFirst Bank

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Overview

OceanFirst Bank is one of the largest regional banks providing financial services throughout New Jersey and in the metropolitan markets of Philadelphia, New York, Baltimore, and Boston. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. The bank operates more than 40 locations across New Jersey, New York, Pennsylvania, Massachusetts, and Maryland and serves over 230,000 customers, ranging from families to businesses.

OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association. In 1996 OceanFirst completed our initial public offering (IPO) creating OceanFirst Financial Corp. (NASDAQ: OCFC). OceanFirst has grown organically and through several whole bank acquisitions and our team continues to build relationships with families and businesses in the communities we serve. OceanFirst's mergers have included Cape Bank, Ocean City Home Bank, Sun National Bank, Country Bank, and Spring Garden Capital. The OceanFirst Foundation was created during the 1996 mutual-to-stock conversion, the first foundation established this way in the banking industry, and it has given over $49 million to local charities and schools.

We offer a full range of banking and financial services including Commercial, Retail and Business deposit accounts and financing solutions, Treasury Management, Trust & Estate Planning, and a host of digital tools. OceanFirst's commercial offerings include merchant services, receivables and payables strategies, equipment loans, and lines of credit. Its Video Teller service connects customers at an ATM to a local banker. OceanFirst's CommUNITYFirst Program lets customers link an eligible account to a participating nonprofit, which then receives a quarterly donation from the bank. OceanFirst Bank is an Equal Housing Lender and Member FDIC.

Private funding before listing

3 rounds. Latest: Post-IPO Debt, 27 Oct 2025.

DateTypeAmount
27 Oct 2025Post-IPO Debt$185M
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OceanFirst Bank FAQ

As of 2026-10-19, OceanFirst Bank has 810 employees, based on the Enrich Layer count of person profiles that list OceanFirst Bank as their current employer. Its listed company size band is 1,001 to 5,000.
As of 2026-10-19, OceanFirst Bank is headquartered in Toms River, New Jersey, US.
OceanFirst Bank was founded in 1902.
As of 2026-10-19, OceanFirst Bank is classified in the Banking industry.
OceanFirst Bank is one of the largest regional banks providing financial services throughout New Jersey and in the metropolitan markets of Philadelphia, New York, Baltimore, and Boston. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve.
As of 2026-10-19, OceanFirst Bank's official website is http://www.oceanfirst.com/.
As of 2026-10-19, OceanFirst Bank is a public company.