Clear Mountain Bank

Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. Its branch network spans North Central West Virginia and Western Maryland, a largely rural and small-city region where community banks often compete with larger regional institutions by offering local decision-making. The bank has remained locally owned for more than 130 years, and its tagline reads "Independence...Community...Customer First."

Clear Mountain Bank offers financial products and services for personal and business banking, delivered in what it describes as a friendly, hometown atmosphere. On the personal side, this includes checking accounts, savings accounts, certificates of deposit, IRAs, credit cards and mortgage loans guided by local mortgage specialists, along with online and mobile banking. For businesses, the company provides business bank accounts and commercial loans, while individuals can also turn to its private banking for personalised financial management and to its financial advising services. Combining deposits, lending and advisory services under one roof lets a community bank of this kind serve households and local employers across several stages of their financial lives.

The company describes its staff as relationship bankers who treat each customer as an individual and provide financial advice based on current and future needs. It runs a volunteer program called Clear Mountain Cares, reflecting the community reinvestment emphasis typical of locally owned banks. Clear Mountain Bank is a member of the FDIC and an Equal Housing Lender, and holds NMLS #523098.